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  #1  
Old 02-03-2005, 06:38 PM
nhcredit
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Question

HELP - 10days to Arbitration


What is the name of your state? NH

OK, I sent certified letters that said I did not agree to and rejected any arbitration, based on info I found out here. I now get a letter saying I have 10 days to produce any more facts for my case and a local NH arbriator is being assigned to resolve this matter.

The old credit card debt was written off by the credit card company 3 years ago. Per my knowledge, there is nothing they can do, right? I want to respond and tell them to pound sand!!

I need the right words. This is now the 4th company or so to try to collect on this debt and they've definitely escalated further than others.

Thoughts?
  #2  
Old 02-04-2005, 05:47 PM
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Who is the original creditor, what bank?
  #3  
Old 02-04-2005, 06:05 PM
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When, EXACTLY, was the last time you paid the ORIGINAL creditor ?? If it was MORE than 3 years ago, then the statute of limitations in NH has expired ! The SOL in NH is 3 years for credit cards and THAT should be your answer to their '10 days left' notice. The debt is time-barred, an abritration award is completely worthless !!
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