Home     Law Advice     Insurance Advice     Community    
Go Back   FreeAdvice Legal Forum > BANKRUPTCY AND CONSUMER CREDIT > Debt Collections

Powered by Attorney Pages


  Find An Attorney In Your Area    
 

Reply
 
LinkBack Thread Tools Rate Thread Display Modes
  #1  
Old 10-23-2008, 01:53 PM
Junior Member
 
Join Date: May 2006
Posts: 3

Help! Company charged wrong customer for 2yrs instead of us!


What is the name of your state (only U.S. law)? Virginia

I will try to explain this as clear as possible, please bear with me since English is my second language. About 2 years ago we requested ADT services for our house. Everything was going fine until about a month ago when we received a letter informing us about an increase in our monthly bill. This prompted us to check our CC statement and that's when we discovered that they had not withdrawn the monthly fees in a long time.
We call ADT and told them about the situation and we discovered that 1) the credit card number that they had in their system was wrong. It was different from the one in our contract. I need to mention that we had cancelled that CC about a year ago and forgot to informed ADT. However, I am sure that they had it all wrong since the very beginning, even though we cancelled the CC. ( the cc number is right in the contract ). 2) they also had our home address wrong in their system. They said they were going to open and investigation and contact us. Well, today we received a bill from them charging us $ 1073 dollars .... the bill description says $986 overpayment refund ( I guess a refund to the other customer) plus this month's charges. I added up the numbers and it amounts to 2 years of service!
I know were were at fault because we did not informed them of the cc cancellation but we had had other companies contact us regarding our cc being cancelled and needing a new account to charge us. This people were charging somebody else for the services they were provided us and now they want their money ASAP. They said we can set up a payment plan but we feel that we should be held responsible for their mistakes. Are we wrong?
I am basically sick to my stomach just thinking about this newly acquired debt! I will appreciate any suggestions regarding this issue.
Thanks in advance for reading such a lengthy post.
  #2  
Old 10-23-2008, 02:20 PM
Senior Member
 
Join Date: Jan 2005
Posts: 21,653
Yes, you are wrong. Why would you not have to pay for the service you were receiving?

You owe the money. Either pay it in full, or pay it on the payment plan.
__________________
*
*
The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision.

Communication is KEY - 10 mins of talking now can save you months of headaches later!

Masterfully stating the obvious to the oblivious! (Thanks SP!)

Tell it like it is! When all else fails, make up a statistic!

Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to)
  #3  
Old 10-23-2008, 02:21 PM
Senior Member
 
Join Date: Dec 2007
Location: Thebes
Posts: 6,069
Quote:
Originally Posted by ssasy View Post
What is the name of your state (only U.S. law)? Virginia

I will try to explain this as clear as possible, please bear with me since English is my second language. About 2 years ago we requested ADT services for our house. Everything was going fine until about a month ago when we received a letter informing us about an increase in our monthly bill. This prompted us to check our CC statement and that's when we discovered that they had not withdrawn the monthly fees in a long time.
We call ADT and told them about the situation and we discovered that 1) the credit card number that they had in their system was wrong. It was different from the one in our contract. I need to mention that we had cancelled that CC about a year ago and forgot to informed ADT. However, I am sure that they had it all wrong since the very beginning, even though we cancelled the CC. ( the cc number is right in the contract ). 2) they also had our home address wrong in their system. They said they were going to open and investigation and contact us. Well, today we received a bill from them charging us $ 1073 dollars .... the bill description says $986 overpayment refund ( I guess a refund to the other customer) plus this month's charges. I added up the numbers and it amounts to 2 years of service!
I know were were at fault because we did not informed them of the cc cancellation but we had had other companies contact us regarding our cc being cancelled and needing a new account to charge us. This people were charging somebody else for the services they were provided us and now they want their money ASAP. They said we can set up a payment plan but we feel that we should be held responsible for their mistakes. Are we wrong?
I am basically sick to my stomach just thinking about this newly acquired debt! I will appreciate any suggestions regarding this issue.
Thanks in advance for reading such a lengthy post.
Take some Pepto Bismo and pay up. You did use the service didn't you???
__________________
Dang the Persephone for eating those pomegranate seeds. It is because of her urge to snack that we must suffer through the winter that will soon be upon us.
  #4  
Old 10-23-2008, 02:21 PM
Senior Member
 
Join Date: Aug 2005
Location: St. Odo of Cluny Parish
Posts: 29,043
Q: They said we can set up a payment plan but we feel that we should be [I think you mean should NOT be] held responsible for their mistakes. Are we wrong?

A: Are you saying you don't think you should pay your bill? Why not?
__________________
There are two rules for success:

(1) Never tell everything you know.
  #5  
Old 10-23-2008, 02:29 PM
Junior Member
 
Join Date: May 2006
Posts: 3
OK, actually I was wrong. My husband just confirmed that they were debiting out checking account but he lost his checking card about a year ago and had to get a new one, then since that point on is were everything happened, if that makes any difference. I am not saying I do not wanted to pay for the service. However why would they charge me for two years???

Thanks again
  #6  
Old 10-23-2008, 02:35 PM
Senior Member
 
Join Date: Aug 2005
Location: St. Odo of Cluny Parish
Posts: 29,043
Quote:
Originally Posted by ssasy View Post
OK, actually I was wrong. My husband just confirmed that they were debiting out checking account but he lost his checking card about a year ago and had to get a new one, then since that point on is were everything happened, if that makes any difference. I am not saying I do not wanted to pay for the service. However why would they charge me for two years???

Thanks again
You need to be talking to the folks who say you owe them money.

Have your documentation in hand.
__________________
There are two rules for success:

(1) Never tell everything you know.
  #7  
Old 10-23-2008, 03:07 PM
Junior Member
 
Join Date: May 2006
Posts: 3
Thanks. I will check my bank statement records and see when they did the last withdrawal. And she if it matches what they say I owe.
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On
Forum Jump

All times are GMT -5. The time now is 03:48 AM.



IMPORTANT NOTICE
THE VIEWS EXPRESSED ON THIS PAGE WERE NOT REVIEWED BY THE EDITORIAL STAFF OR ATTORNEYS AT FREEADVICE.COM. Thousands of professionally prepared and reviewed questions and answers in 130 legal categories are to be found at the Question and Answer pages at FreeAdvice.com.

F
reeAdvice Forums are intended to enable consumers to benefit from the experience of other consumers who have faced similar legal issues. FreeAdvice does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting or the qualifications of any person responding. Use of the Forums is subject to our Terms and Conditions which prohibit advertisements, solicitations or other commercial messages, or false, defamatory, abusive, vulgar, or harassing messages, and subject violators to a fee for each improper posting. All postings reflect the views of the author but become the property of FreeAdvice. Information on FreeAdvice or a Forum should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who you have retained to represent you. To locate an attorney visit AttorneyPages.com. Copyright since 1995 by Advice Company. All Rights Reserved.