What is the name of your state? OHIO
I have just today received a Summons from the local municipal court by certified mail. Unifund has filed a complaint against me.
Unifund has stated that I have had a credit card account (with the last four ending digits of the account number) with Bank One, opened March, 1993.
To the best of my recollection, I have never owned a Bank One credit card, much less in 1993.
I guess I would like them to provide some proof that is is indeed my debt, but I am unsure how to go about writing an Answer to the Summons.
Would this be sent certified mail to the Court and to the Plaintiff's counsel? I really hate having to spend money answering a bogus suit against me, can I hope to recoup some of the cost of defending myself?
Also, at the bottom of my Summons is a dotted line section labeled "Bailiff's Return". Is this something I have to do anything with? Or is it used when you are served in person, and not certified mail.
Any advise you can provide would be helpful in trying to figure this thing out.
Thanks!
I have just today received a Summons from the local municipal court by certified mail. Unifund has filed a complaint against me.
Unifund has stated that I have had a credit card account (with the last four ending digits of the account number) with Bank One, opened March, 1993.
To the best of my recollection, I have never owned a Bank One credit card, much less in 1993.
I guess I would like them to provide some proof that is is indeed my debt, but I am unsure how to go about writing an Answer to the Summons.
Would this be sent certified mail to the Court and to the Plaintiff's counsel? I really hate having to spend money answering a bogus suit against me, can I hope to recoup some of the cost of defending myself?
Also, at the bottom of my Summons is a dotted line section labeled "Bailiff's Return". Is this something I have to do anything with? Or is it used when you are served in person, and not certified mail.
Any advise you can provide would be helpful in trying to figure this thing out.
Thanks!