KimbraGrace
Junior Member
What is the name of your state (only U.S. law)? Michigan
Hi, Everyone.
I am in default on a loan that I took out some years ago. It's not a big loan, more like $524.
I made an agreement with the creditor to pay off the debt. I made the first big payment of $100 last month.
I made a payment of $31 this month. The agreement is to pay $100 a month but I just did not have it this month.
I'm making little payments here and there with the money that I do have but there is no way that I can give the creditor $100 this month.
I still have to do little things like pay other bills and rent and buy food and um...survive.
The amount of money that I owe at this moment is $384.26. I am planning to scrummage up $100 next month but this month is a no go.
Since I was not about to make the agreed upon payment this month, how long before this creditor can file a judgment against me?
My greatest dream is to finally pay this creditor off because they are getting on my last nerves. I can barely buy food now because most of my money
goes to the stupid creditor. I could try asking for a settlement offer but I just know that the creditors will laugh at that.
Hi, Everyone.
I am in default on a loan that I took out some years ago. It's not a big loan, more like $524.
I made an agreement with the creditor to pay off the debt. I made the first big payment of $100 last month.
I made a payment of $31 this month. The agreement is to pay $100 a month but I just did not have it this month.
I'm making little payments here and there with the money that I do have but there is no way that I can give the creditor $100 this month.
I still have to do little things like pay other bills and rent and buy food and um...survive.
The amount of money that I owe at this moment is $384.26. I am planning to scrummage up $100 next month but this month is a no go.
Since I was not about to make the agreed upon payment this month, how long before this creditor can file a judgment against me?
My greatest dream is to finally pay this creditor off because they are getting on my last nerves. I can barely buy food now because most of my money
goes to the stupid creditor. I could try asking for a settlement offer but I just know that the creditors will laugh at that.