What is the name of your state? California
Well, now Citibank of South Dakota (against which I owe $5800)has issued me a summons, dated Oct 28 but put to my door today.
How long will it take from Summons to Judgment?
My debt settlement company will try to postpone the judgment, but meanwhile I would like to know how much time I have so I could prepare for BK if things don't go according to my wishes.
I have about $3,000 plus an upside-down car loan, while the Cal exemption is $9,000 or something for renters. So if I get a judgment against it would be better for me to declare bk since I do have about $25k additional debt in addition to that.
Well, now Citibank of South Dakota (against which I owe $5800)has issued me a summons, dated Oct 28 but put to my door today.
How long will it take from Summons to Judgment?
My debt settlement company will try to postpone the judgment, but meanwhile I would like to know how much time I have so I could prepare for BK if things don't go according to my wishes.
I have about $3,000 plus an upside-down car loan, while the Cal exemption is $9,000 or something for renters. So if I get a judgment against it would be better for me to declare bk since I do have about $25k additional debt in addition to that.