Home     Law Advice     Insurance Advice     Community    
Go Back   FreeAdvice Legal Forum > BANKRUPTCY AND CONSUMER CREDIT > Debt Collections

Powered by Attorney Pages


  Find An Attorney In Your Area    
 

Reply
 
LinkBack Thread Tools Rate Thread Display Modes
  #1  
Old 07-07-2009, 08:56 PM
Member
 
Join Date: Jun 2009
Posts: 31

How are you notified of a wage garnishment


What is the name of your state (only U.S. law)? IN
I was sued in small claims court and lost because I did not attend because I never got notification. I have gotten copies of all of the paperwork from the court clerk. Would there be paperwork in there of a wage garnishment? They did levy my bank account and that paper work is there, but figure since it was only $400 and the amount they won was $2500 they will go after garnishment. I just wondered how you are notified of it?
  #2  
Old 07-08-2009, 05:03 AM
Member
 
Join Date: Feb 2006
Posts: 689
Did you really owe the money? I don't read where you are denying the debt; just saying you were unable to assert a defense in court. Your employer should notify you when they receive the paperwork.
  #3  
Old 07-08-2009, 10:51 AM
Senior Member
 
Join Date: Jan 2001
Posts: 12,064
Most folks find out about garnishments when they get their first pay check that is short.
__________________
If you feel my answer is rude, mean, snarky or in anyway not to your liking, I did my job. You don't need to tell me.

No private messages, I do not reply to them.
  #4  
Old 07-10-2009, 02:16 AM
Member
 
Join Date: Dec 2006
Posts: 204
You may want to call the court and see how you were served. If there was "sewer service" or if you were served at an address you did not live it, you may be able to file a motion to vacate the judgment.
  #5  
Old 07-11-2009, 12:03 AM
Member
 
Join Date: Mar 2008
Posts: 404
When I garnish someone's wages,I am required to send them a notice of garnishment,giving them two weeks to settle the debt, or the garnishment begins. I am in Ohio.

I have to have a signed return receipt of the notice.If the recipient refuses the notice however, I can then go ahead and file.

Last edited by swrdmbo; 07-11-2009 at 12:04 AM. Reason: added note
  #6  
Old 07-12-2009, 07:23 PM
Member
 
Join Date: Mar 2005
Posts: 91

Yes


Yes I owed the debt, but had I been notified of the court case I would have explained to the judge that under Indiana law the SOL for this type of debt is 6 years, and this debt is now 7 years old. I would have then let the judge decide. I just never got my day in court. According to the paper work it was delivered by a constable, but no time when only a date and a one sentence description of my house. Nothing was marked where it shows mailed or such. They froze my bank account, but nothing has come through with the wage garnishment. I really believe the collection company told the lawyers not to send me anything, hope I don't show, do a bank freeze, get what they can and be happy since they knew the SOL was a possibility.
Reply



Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On
Forum Jump

All times are GMT -5. The time now is 12:29 PM.



IMPORTANT NOTICE
THE VIEWS EXPRESSED ON THIS PAGE WERE NOT REVIEWED BY THE EDITORIAL STAFF OR ATTORNEYS AT FREEADVICE.COM. Thousands of professionally prepared and reviewed questions and answers in 130 legal categories are to be found at the Question and Answer pages at FreeAdvice.com.

F
reeAdvice Forums are intended to enable consumers to benefit from the experience of other consumers who have faced similar legal issues. FreeAdvice does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting or the qualifications of any person responding. Use of the Forums is subject to our Terms and Conditions which prohibit advertisements, solicitations or other commercial messages, or false, defamatory, abusive, vulgar, or harassing messages, and subject violators to a fee for each improper posting. All postings reflect the views of the author but become the property of FreeAdvice. Information on FreeAdvice or a Forum should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who you have retained to represent you. To locate an attorney visit AttorneyPages.com. Copyright since 1995 by Advice Company. All Rights Reserved.