I Changed My Mind

[Lisadunlap]

What is the name of your state Ga.

My boyfriend ask me if I would payoff a credit card debt he had that had been turned over to a collection agency. When the agency called me concerning the payoff, I told them I would make my boyfriend a loan for the balance so they took my bank information to do an automatic withdrawl from my checking. The withdrawls would be 426.00 on Jan.31 and another withdrawl 426.00 on Feb.28. They informed me they were taping my verbal agreement to the payment withdrawls. My boyfriend is not on my checking account and I am not on his credit cards.

On Jan. 18, I had second thoughts about the agreement with the collection co. I called them and talked to the person I had made the verbal agreement . I told him I was withdrawing the agreement and I was unauthorizing the bank withdrawl. He informed me everything would be
taken care of but that he wanted to talk to my boyfriend to make sure he understood they would once again be "after" him to pay the debt. My boyfriend contacted him as requested.
On Feb. 1 the collection agency withdrew 426.00 from my checking account. When I called to ask why the withdrawl was made after I called and ask it not to be made, I was told the person I had made the request to had been terminated recently. When I spoke with his supervisor, she said she would stop the Feb28 withdrawl but they would not return the first withdrawl. She said the former employee had made a note that I had called on Jan. 18 but had not written the reason for my call. Therefore since they had my recorded agreement but not a recorded agreement withdrawl I was just out my money. Can they legally keep my money ?