What is the name of your state (only U.S. law)? OregonI am in desperate need of help. I just got a letter from a collection agency regarding numerous of my medical bills that I haven't been able to afford to pay. They are threatening to file a lawsuit and garnishment to my wages. I cannot afford the garnishment for what they want. I called them and told them all I could afford was $20/month at the moment because I haven't been working much due to my health conditions (diabetes, high blood pressure, neuropathy) as well as a fall at work when I blacked out and injured my left foot and leg. They told me that that wasn't acceptable and would not work with me. I have had other credit agencies work with me for payments of that nature for services and I just can't afford anymore payments. I have to pay close to $150/month for medications alone even with insurance (and I work for my insurance company). I need to know what I can do to fight this and get them to take what I can offer for this time period until I can get back on my feet and be able to pay these debts like I want to.What is the name of your state (only U.S. law)?