I need some information

[astro98]

What is the name of your state? Fl If somebody gets a judgement can they garnish my bank account if it has my name and my spouses name on it? If I ahve direct deposit could I take my name off the account to keep them from getting it. I also own a home, can they touch that? Have one vehicle paid for and valued at about $9000 and another one I'm paying on, can they touch either of these. I don't have a judegement yet but don't know what will happen in the next couple weeks. Thanks for any information that might help me.

[Ladynred]

If your name is on ANY bank account, the judgment creditor CAN sieze it. Separate the accounts NOW.

FL has a 100% homestead exemption, no one can touch the house - period.

If your name is on the vehicles, it could be reached by the judgment creditor, but unless its a Rolls or a Jaguar, most are not going to bother with a car, they depreciate far too quickly and they can't get squat for them at an auction.

[astro98]

One last question. Can I still have my pay checks direct deposited into an account without my name on it? Just trying to figure out what I need to do. I've also read if I'm head of household in Florida they can't garnish my wages, is this true or am I misunderstanding what I'm reading. I know they can't touch my Navy retirement and VA but that goes into my account also. Really need to know if I need to take my name off the account but if I can continue with dd.

[Ladynred]

If your name is NOT an the account, a judgment creditor can NOT touch it.

've also read if I'm head of household in Florida they can't garnish my wages, is this true or am I misunderstanding what I'm reading.

That IS correct, you can claim a head of household exemption in FL. If you provide 50% or more of the support for your family, your wages cannot be garnished.