information on medical bill collections

[Ashellina]

What is the name of your state?Tennessee

I have made a payment plan with a CA to pat off a medical bill incurred in 12/2004. The agreed amount was 100.00 a month and the plan was put into affect two weeks ago and the check for that amount was mailed that day. I received a letter today in the mail from the collection agency asking for another 100.00 dollars due immediatly and that they have placed a judgement in court for the amount. The problem is I do not work & my husband does but we live on military pay and have a very limited budget. I can not afford to send them an additional 100.00 this month. My accuall question is what will happen if this goes to court. I do not work and they are not honoring our agreed plan of payment.
Any help or advise would be appeiciated.
Thanks

[Chien]

OP - more information would be helpful.

Do you have a written agreement for a payment plan, and does it provide for a monthly amount to be paid and a monthly payment date?

Is your spouse in the military? If yes, does the CA know this?

What do you mean by "placed a judgement in court for the amount"? Are you being sued? Is there already a judgment?

Whose bill is this? Did it arise during marriage?

[Ashellina]

Yes the payment plan is in writting and they sent me a letter with applied court cost by I have not received any court document with a date. The bill is in my name and did occur after out marriage. No the CA does not know that my husband is in the military, They have not given me any chance to explain my situation. I need to know what would happen if I went to court since I do not work. I am a sahm and quit work becouse all of my pay check was going to daycare and it was cheaper for us if I stayed home.

[Chien]

I have a feeling that there's still information missing. It's not clear that you need to do anything but contact the CA and explain that they seem to have mistakenly accelerated the scheduled payment date(s). The fact that you haven't done this seems strange.

And it's still not clear what is meant by "letter with applied court cost" and your reference to "placed a judgement in court", when you apparently haven't been served and there is apparently no judgment.

While it shouldn't to be necessary, I suggest that you let the CA know that your husband is in the military. Your spouse is entitled to the benefits of the Servicemember's Civil Relief Act and, as a dependent, you are entitled to many of its protections. The SCRA affects what the CA can and cannot do, and perhaps just making the CA aware of this fact will get your problem the attention needed. "They haven't given me any chance to explain" is not an adequate excuse.

Then, if the CA is still being threatening or forceful, go to your base legal office and ask for assistance and intervention.