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  1. #1
    treeyuli24 is offline Junior Member
    Join Date
    Dec 2005
    Posts
    11

    insurance co. owes me money

    What is the name of your state? North Carolina
    My mom died and had an insurance policy be I don't know which company, how do I find out which one it is and how do I collect?
  2. #2
    Debt Guy is offline Senior Member
    Join Date
    Jan 2005
    Posts
    2,341
    Obviously you do not have a copy of the policy. I'm wondering how you know a policy exists.

    Just some ideas.

    1. Go through all Mom's paperwork looking for a policy.
    2. Go through all Mom's old checkbooks looking for a canceled check where she paid an insurance premium. Perhaps even talk to Mom's bank about getting a list of all paid checks for the last couple of years.
    3. Call the State Insurance Commissioner. Ask for a listing of all life insurance companies licensed to sell insurance in your state. Explain the problem and ask if they have any idea other than you writing letters to every company.
    4. Hire a psychic.

    If none of those work and no claim is filed, eventually the insurance company will turn over the proceeds of the policy to your state, most likely the State Treasurer. The Treasurer will annually produce a list of "unclaimed property". Monitor that list every year in hopes you will see your mom's name. Just be advised it takes anywhere from 5 to 10 years for the funds to escheat to the state.
  3. #3
    Texas Pooh is offline Member
    Join Date
    Mar 2008
    Location
    Texas
    Posts
    656
    Was Mom's estate probated? Who was the executor - perhaps they know.

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