| judgment problem What is the name of your state?new jersey
dear free advice:
I have a judgment on my credit report which I want to settle it.The judgment
came from a car title loan company in Delaware.I took this loan in july 2001
for $2400.since I didn't pay them,they hired a lawyer to sue me and wanted me to pay $4700(base + interest).I agree to pay but I didn't because I was in a financial crisis.now,both experian and equifax show civil claim paid status,but transunion show case filed.recently I call the loan company to negotiate a deal to settle this matter.They offer me $3000 to settle the case,but I have to pay them in cash.they also offer to change the judgment in my credit report to account in good standing.I have no problem paying them,but I really don't want to pay them in cash.I offer bank check and money order.but they wouldn't accept it.what should I do?please help!
thanks. |