cindylouwho
Junior Member
What is the name of your state? Kentucky
I had unexpected surgery on 6-8-06, my total hospital bill was over $5,000. My health insurance paid a little over $3,000, leaving me a balance of $2,158. I sent a payment of $100 on 8-4-06, on 8-14-06 I received a statement deducting my payment and leaving my balance due to be paid in full on 8-25-06, if not able to pay in full, phone the patient account services to set up a payment agreement. Needless to say payment in full was not an option so I phoned the office for a payment plan. Turns out I have two other options, to pay with some type of medical credit card with interest rates plus prime rate interest and end up paying probably double the bill or pay $171.00 a month to be paid off in a year. Due to the fact that I am single and responsible for all my bills alone I can't afford to pay that much. I work full time but paychecks only go so for. After speaking with two different people at that office and at the local hospital where my surgery was performed, I was told this was the minimum payment. So, my question is, can they garnish my wages or take other action as long as I am making payments just not the amount they say I have to pay? Any advice or answers would be totally appreciated. THANKS**************
I had unexpected surgery on 6-8-06, my total hospital bill was over $5,000. My health insurance paid a little over $3,000, leaving me a balance of $2,158. I sent a payment of $100 on 8-4-06, on 8-14-06 I received a statement deducting my payment and leaving my balance due to be paid in full on 8-25-06, if not able to pay in full, phone the patient account services to set up a payment agreement. Needless to say payment in full was not an option so I phoned the office for a payment plan. Turns out I have two other options, to pay with some type of medical credit card with interest rates plus prime rate interest and end up paying probably double the bill or pay $171.00 a month to be paid off in a year. Due to the fact that I am single and responsible for all my bills alone I can't afford to pay that much. I work full time but paychecks only go so for. After speaking with two different people at that office and at the local hospital where my surgery was performed, I was told this was the minimum payment. So, my question is, can they garnish my wages or take other action as long as I am making payments just not the amount they say I have to pay? Any advice or answers would be totally appreciated. THANKS**************