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Old 10-20-2008, 02:36 PM
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Join Date: Oct 2008
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Medical Collection Missouri

What is the name of your state (only U.S. law)? Missouri
I have been paying on an old medical collection for 7 or 8 years now. I am married and want to make sure I don't hurt my husbands credit. I want to settle and had heard there was a certain percentage, if offered by the consumer, that the agency would be required to take it. Is this true? Also, they called my husband who has never been subject to this collection and spoke with him. Is this against the privacy act and is there a statute of limitation for a medical collection?
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Old 10-20-2008, 02:57 PM
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The creditor is not legally required to accept anything except the full amount and they can speak with anyone whom they reasonably believe has information about you or your assets.
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Old 10-20-2008, 03:08 PM
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Join Date: Feb 2006
Location: Philadelphia, PA
Posts: 17,310
That magic percentage you are looking for is 100%.
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