What is the name of your state? NJ
I live in NJ and went to school in PA. My school messed up my student loan awards for my last semester. Long story, but basically after attending the fall semester was told in March the following year that I owed the school $6200.
I was told that I never received the loans and that they were not processed and they want the money, now, and in FULL.
My question is since it is NOT a student loan, can they garnish my wages? I have a history of this school incorrectly (not) applying my financial aid, and a history of THEM telling me that it was taken care of and to ignore the bills.
I have documentation for the semester in question (email) to my advisor that my award letter must be incorrect and if the issue was not rectified that I would be unable to afford to attend. The original award letter granted me $0 for fall semester and $6000 for spring semester (seems to so obviously to be a mistake to me).
So I feel at this point, it is a debt that I would not have incurred if I had known that the tuition would not be covered by financial aid and that I would not have attended had the financial aid department told me it was rectified. With emails and phone records, I can show a history of issues and contact with the Financial aid department.
Furthermore, the director of financial and my personal adivsor were all replaced (maybe fired?) the next semester. So anyone who knew anything about me is not longer there.
What are the represcussions of me telling them to take a flying leap? If they can garnish my wages, what can I do to avoid a judgement?
I explicity state to my advisor in an email that if the award letter showing $0 award for fall were correct that I could not afford to attend. All communication with the financial aid department is via phone so I have no *record* of the actual conversations only the phone record itself. However, I wrote many emails back and forth to my advisor complaining of the situation.
Thank you.
Hannah
10-06-2006, 07:48 PM
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