What is the name of your state? CA
I sent a DV letter to an attorney representing Asset Acceptance 40 days ago. I have not heard from them. Meanwhile I contacted the original creditor and found out that the statute of limitaitons expired March 29 so the debt is time barred, as it has been over 4 years.
What is my next step? The bad mark is still on my credit report -- should I dispute it now? Should I send Asset Acceptance a letter telling them that the debt is time barred? Does anyone have any sample letters that I can use?
Thanks in advance for your help....