tonyclifton
Junior Member
What is the name of your state? Virginia, however the debt was incurred in Michigan.
My girlfriend recently received a letter from a debt collection agency asking for payment of a debt. She sent a polite letter via certified mail disputing the validity of the debt, requested the name and address of the original debtor, etc.
The next letter she received, just a few days ago, was from a lawyer. The letter states the debt was "referred" to the attorney's office for collection. This letter was not a response to the validation of debt request. It reads almost exactly like the first letter from the debt collection agency.
Is this a violation of the FDCPA or is it permissible for the debt collection agency to pass the debt collection activities on to a lawyer or other agency without responding to the validation of debt request?
My girlfriend recently received a letter from a debt collection agency asking for payment of a debt. She sent a polite letter via certified mail disputing the validity of the debt, requested the name and address of the original debtor, etc.
The next letter she received, just a few days ago, was from a lawyer. The letter states the debt was "referred" to the attorney's office for collection. This letter was not a response to the validation of debt request. It reads almost exactly like the first letter from the debt collection agency.
Is this a violation of the FDCPA or is it permissible for the debt collection agency to pass the debt collection activities on to a lawyer or other agency without responding to the validation of debt request?
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