notice to appear for pretrial conference

[tpafl]

What is the name of your state? florida

I received a summon to appear for a pre trial. A collection agency wants to sue me for a credit card debt . According to them I owe some $ amount , the credit card was delinquent in 2001, last activity/last payment was june 2001, charged off november 2001. They bought the account in 2004.

Did the statute of limitations expire? is it legal what they are trying to sue me in court? what should I do?

Your advice and help is appreciated.

[debtcollector`]

Originally Posted by tpafl

...I received a summon to appear for a pre trial. A collection agency wants to sue me for a credit card debt.

It doesn't sound like they want to sue you -- it sounds like they are suing you.

Originally Posted by tpafl

According to them I owe some $ amount , the credit card was delinquent in 2001, last activity/last payment was june 2001, charged off november 2001. They bought the account in 2004.

Did the statute of limitations expire? is it legal what they are trying to sue me in court? what should I do?

Your advice and help is appreciated.

This isn't the time to play games. You know you owe them money. I advise working out a payment plan before it gets to court. If a judgement is awarded to them, you will find it to be very expensive.

DC

[zippysgoddess]

While CCs are usually considered open accounts, they have many times now, been argued successfully in court as written contracts, the SOL in Florida for an open account is 4 years, and a written is 5 years, so yes either way, you are still within the SOL, and they can sue you.