What is the name of your state? Oklahoma
I have charged off credit card debts (Citi, Cap 1, Wells Fargo, etc.) from a failed business I owned**************...most of the debts are on my personal credit report. All of these debts are unsecured, one of them was a credit line where they sent you checks to cash instead of a credit card, would this be an open account also ?
My question is are these considered "open accounts" or "wriiten contracts" the difference between the two is a 3 or 5 year SOL.
Last payment on all of these debts was November of 2002 so anyone no where I stand ?
Tyhanks in advance for your help ?