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Old 11-21-2005, 12:22 PM
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Join Date: Nov 2005
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old debt

What is the name of your state?tn
I have a credit card that is close to 9 years old. it is no longer shows on my credit report. can they still try to collect on this?
  #2  
Old 11-21-2005, 02:49 PM
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Location: Alabama
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Yes they can still try and collect.
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Old 11-21-2005, 04:18 PM
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Join Date: Oct 2005
Posts: 1,529
But the SOL in Tennessee is 6 years. It's not clear from your post, but you may have an affirmative defense, if they sue.

You don't say whether "they" is the original creditor or a collection agency. At this time, I know of no court decisions that unequivocally state that it's a FDCPA violation or a violation of Tennessee law, if a creditor or collector pursues recovery on a time-barred debt.
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