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Old 03-24-2005, 10:02 PM
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Join Date: Mar 2005
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Past due and delinquint on envelope

What is the name of your state?california
I am in a dispute with a modeling school over my unpaid balance.Today I received a letter from them regarding my debt.On the outside of the envelope on the front ,it was stamped past due in two seperate spots,and delinquit in another. Is this illegal?If so,do I have any legal recourse?
  #2  
Old 03-25-2005, 05:57 AM
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Join Date: Nov 2003
Location: South Carolina
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No, it is not illegal.
  #3  
Old 03-26-2005, 10:14 AM
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Join Date: Mar 2005
Posts: 6
hmmm,
I just read that nothing can be on the outside of an envelope other than the name and address of both parties.
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Old 03-26-2005, 10:30 AM
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Join Date: Jul 2004
Posts: 438
You're probably referring to the Fair Debt Collection Practice Act requirements. Unfortuneatly, the FDCPA only applies to collection agencies. The original creditor is under no such restrictions...
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