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Payday loan fraud

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Mrsagerton

Junior Member
Florida (only U.S. law)
I got a phone call from a law firm saying that they were going to file for felony fraud because I did not pay back a pay day loan, when I got it I planned on paying it back but other bills were more important and I let it lapse. When I asked if I could do payments they declined that I would have to pay in full over the phone. I have contacted a laywer for a free consultation but I have not received a call from them yet. I know in the state of Florida I can not be jailed for not paying the payday loan but is there a way they can prove fraud even though that was not my intention?
 


Ohiogal

Queen Bee
Florida (only U.S. law)
I got a phone call from a law firm saying that they were going to file for felony fraud because I did not pay back a pay day loan, when I got it I planned on paying it back but other bills were more important and I let it lapse. When I asked if I could do payments they declined that I would have to pay in full over the phone. I have contacted a laywer for a free consultation but I have not received a call from them yet. I know in the state of Florida I can not be jailed for not paying the payday loan but is there a way they can prove fraud even though that was not my intention?
A law firm cannot file for felony fraud. They can SUE YOU and ask that a prosecutor check into the situation and file a complaint.
 

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