Home     Law Advice     Insurance Advice     Community    
Go Back   FreeAdvice Legal Forum > BANKRUPTCY AND CONSUMER CREDIT > Debt Collections
Reload this Page Please Help - Cannot locate account - Trying to pay debt

Powered by Attorney Pages


  Find An Attorney In Your Area    
 

Reply
 
LinkBack Thread Tools Rate Thread Display Modes
  #1  
Old 03-23-2007, 05:25 PM
Junior Member
  
Join Date: Mar 2007
Posts: 3

Please Help - Cannot locate account - Trying to pay debt

What is the name of your state? California



I had 4 extremely old debts that went to collections.

This year with my company bonus I decided to pay off ALL my old debts. I wish I had researched first. I didn’t know about pay for deletes and I didn't get ANY validations. I knew they were all my debts.

However when I called Household bank (company 1), they told me my account was sold (to company 2), I was transferred to (company 2) and they told me they sold it to (company 3), I was transferred to (company 3), they told me they sold it to Wolpoff & Abramson (company 4) who says they don't have any record of it. I called (company 3) back and they told me (company 4) says that all the time, to call all the offices and that they have to have it. So I called (company 4) back and they searched everything and do not have it.

I just want to pay this final debt so it’s all gone and I can work on rebuilding my credit. I'm only 23 and my fiancé and I are trying to plan our futures. How should I handle this?

I was told I could dispute it and let experian find it for me? Is this true?
  #2  
Old 03-23-2007, 06:28 PM
Senior Member
  
Join Date: Jul 2005
Location: Missouri
Posts: 3,807
If no one wants to take your money -- dispute it with the credit bureau. If that doesn't bring the right people around, at least it's off your credit.

DC
__________________
Three books every person should read cover to cover at least once: The Richest Man in Babylon, The Complete Works of Shakespeare and the King James Bible. -- If you can't learn how to live a happy successful life from those books, you are beyond hope.

Quote:
OP needs counseling...not a court house. --Zigner
  #3  
Old 03-23-2007, 06:38 PM
Senior Member
  
Join Date: Jun 2000
Location: Somnambulist University
Posts: 39,568
Oh, and do NOT spend that money until the SOL has expired on the judgment.
__________________
There are at least 17 lawsuits (!!) pending in various courts, including the US Supreme Court, asking if Obama is a natural born citizen (as req'd by Art II, Sec 1 of the US Constitution).

Why has he spent over $1.35M in legal fees to block disclosure... rather than spend $12 for a VALID birth cert to settle the matter? The 'certificate' he has presented doesn't qualify to get a drivers license, wouldn't allow a child to qualify for Little League, or for a real citizen to get a US passport!
  #4  
Old 03-23-2007, 06:43 PM
Junior Member
  
Join Date: Mar 2007
Posts: 3
So I should dispute it through the company I got my credit report from, and then just hold on to the money I was going to use to pay it?

How long does it take to dispute something? About how long until I know wether or not I will have to pay this?
  #5  
Old 03-23-2007, 06:45 PM
Junior Member
  
Join Date: Mar 2007
Posts: 3
Quote:
Originally Posted by JETX View Post
SOL has expired on the judgment.
On the judgment of the dispute? Or the actual debt?

On my report it doesnt list when the debt is supposed to continue until.
  #6  
Old 03-23-2007, 06:52 PM
Senior Member
  
Join Date: Jun 2000
Location: Somnambulist University
Posts: 39,568
Quote:
Originally Posted by Tulipsar3better View Post
On the judgment of the dispute? Or the actual debt?
My mistake. Meant to say SOL on the DEBT.
[url]http://www.fair-debt-collection.com/SOL-by-State.html#5[/url]
__________________
There are at least 17 lawsuits (!!) pending in various courts, including the US Supreme Court, asking if Obama is a natural born citizen (as req'd by Art II, Sec 1 of the US Constitution).

Why has he spent over $1.35M in legal fees to block disclosure... rather than spend $12 for a VALID birth cert to settle the matter? The 'certificate' he has presented doesn't qualify to get a drivers license, wouldn't allow a child to qualify for Little League, or for a real citizen to get a US passport!
Reply

« Previous Thread | Next Thread »


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Linear Mode Linear Mode
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On
Forum Jump

All times are GMT -5. The time now is 01:12 PM.

Contact Us - FreeAdvice - Archive - Privacy Statement - Top

IMPORTANT NOTICE
THE VIEWS EXPRESSED ON THIS PAGE WERE NOT REVIEWED BY THE EDITORIAL STAFF OR ATTORNEYS AT FREEADVICE.COM. Thousands of professionally prepared and reviewed questions and answers in 130 legal categories are to be found at the Question and Answer pages at FreeAdvice.com.
FreeAdvice Forums are intended to enable consumers to benefit from the experience of other consumers who have faced similar legal issues. FreeAdvice does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting or the qualifications of any person responding. Use of the Forums is subject to our Terms and Conditions which prohibit advertisements, solicitations or other commercial messages, or false, defamatory, abusive, vulgar, or harassing messages, and subject violators to a fee for each improper posting. All postings reflect the views of the author but become the property of FreeAdvice. Information on FreeAdvice or a Forum should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who you have retained to represent you. To locate an attorney visit AttorneyPages.com. Copyright since 1995 by Advice Company. All Rights Reserved.