Ravred

[ravred]

What is the name of your state? New York

If a person works 16 hours a week and makes only $100 weekly can a crditor still ask for 25% of this $100?What is the name of your state?

[Litigation!]

Originally Posted by ravred

What is the name of your state? New York

If a person works 16 hours a week and makes only $100 weekly can a crditor still ask for 25% of this $100?What is the name of your state?

My response:

No. For God's sake, no!!

How dare they ask for so much money!! The creditor should have only asked for 24%.

IAAL

[ravred]

If you are an attorney your reply was unprofessional to say the least. I am serious about this question and not playing games. Apparently, your reply shows a smug, uncaring attitude. You should'n.t be giving advice to anyone. Shame on you!!!

[Chien]

The rule for NY is 10% of gross or the federal maximum, whichever is less.

Now, if you're serious, do the rest of the homework.

[debtcollector`]

Originally Posted by Chien

The rule for NY is 10% of gross or the federal maximum, whichever is less.

Now, if you're serious, do the rest of the homework.

He should have the time to do the homework since he is only working 16 hours per week.

DC

[Ladynred]

If the person makes less than 30x the Federal Minimum wage per pay period, then wages cannot be garnished, per Federal Law.

From the Dept of Labor:

The amount of pay subject to garnishment is based on an employee's "disposable earnings," which is the amount left after legally required deductions are made. Examples of such deductions include federal, state, and local taxes, the employee's share of State Unemployment Insurance and Social Security. It also includes withholdings for employee retirement systems required by law.

For illustration, if the pay period is weekly and disposable earnings are $154.50 ($5.15 X 30) or less, there can be no garnishment. If disposable earnings are more than $154.50 but less than $206.00 ($5.15 X 40), the amount above $154.50 can be garnished. A maximum of 25 percent can be garnished, if disposable income earnings are $206.00 or more. When pay periods cover more than one week, multiples of the weekly restrictions must be used to calculate the maximum amounts that may be garnished. The table and examples at the end of this fact sheet illustrate these amounts.