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Reload this Page re- aging of old account

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Old 10-25-2007, 10:05 PM
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Join Date: Oct 2007
Posts: 17

re- aging of old account

What is the name of your state? California

Unifund collection agency has " NO LAST PAYMENT" DATE or PAST DUE on my credit report. Also it says my account was opened in 2006 and that is false. I opened this account in 2002 if im not mistaken also my last payment too them was well over 3 years ago. Are they trying to say i just recently defaulted on the account? Because if this is so it is a lie.

how do i prove to them when i opened and defaulted on my last payment? It's been a while and I have no canceled checks that old around???

All I know is that this account was opened in 2003 and defaulted around 2005.
  #2  
Old 10-26-2007, 12:58 AM
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Join Date: Jul 2005
Location: Missouri
Posts: 3,807
Actually, it isn't re-aging -- It is when the CA got the account. The CBRs changed how they list collections a while back. It creates massive confusion and a dearth of complaints.

DC
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