Responding to a Summons

[complex714]

What is the name of your state? MO

I've been served a summons in St. Charles County for a credit card debt from years ago, but have no clue how to respond to the lawsuit. I am aware that after receiving a summons, I'm suppose to mail in a response by certified mail in a certain amount of time, but the only problem is that there were no indications regarding when and where to mail my response. I thought that this kind of information was supposed to be attached (or included with) the summons? What do I do now? If anyone can help me out with these questions, I would greatly appreciated it. Thanks!

[Ladynred]

Your answer must be filed with the court. Call the court clerk if the notice isn't clear.
The complaint contains a list of allegations in a numbered format. You must answer EACH allegation with 'affirm' 'deny', or 'lack sufficient knowledge'. For a really old debt, the best approach is a general denial of all allegations - can they PROVE how they arrived at the amount they say you owe ? Can they PROVE the debt is even yours ?

Here's some info on how to Answer a Complaint:
[url]http://www.legalhelp.org/public/answering_complaint.php[/url]

How old IS the debt, when was the last time the original creditor was paid ?? The statute of limitations may come into play as an affirmative defense.

[complex714]

Thanks Ladynred！: