katiekate32
Member
What is the name of your state (only U.S. law)? Fl and ny
I had a roofing business in FL send me a bill. This happened back in 2010. I had moved to NY and sold my place in early 2009. The bill was for roofing repairs done in the summer of 2010.
I wrote back. I told them that I had no idea who they were. I was not the person who contracted for the work as I neither lived there, And I wasn't the owner of the property where the work was done at the time it was done.
I received a notice of a bill owed ... This was sent by a bill collector. In 2012. I sent a copy of the original letter (and bill) to the collection agency. Never heard another word. Now in 2015 I am finding a judgement against in on my credit report. I am baffled. I called the number to ask who they were. I found out that they sued me! In FL. Notice was sent (nail and mail) but of course it was never delivered as the 6 month forwarding had long since expired.
I never had the chance to defend myself..I never knew about this. How can they sue me in FL when they knew I lived in NY? (Return address on my letter).
I wrote to the 3 credit bureau to challenge this. The collection agency responded that they had the court judgement, therefore it stands.
How to I get this mess undone? And how do it get my credit repaired? And how do I get a letter of apology sent to the finance company that just turned me down over all this? This can't be legal
I had a roofing business in FL send me a bill. This happened back in 2010. I had moved to NY and sold my place in early 2009. The bill was for roofing repairs done in the summer of 2010.
I wrote back. I told them that I had no idea who they were. I was not the person who contracted for the work as I neither lived there, And I wasn't the owner of the property where the work was done at the time it was done.
I received a notice of a bill owed ... This was sent by a bill collector. In 2012. I sent a copy of the original letter (and bill) to the collection agency. Never heard another word. Now in 2015 I am finding a judgement against in on my credit report. I am baffled. I called the number to ask who they were. I found out that they sued me! In FL. Notice was sent (nail and mail) but of course it was never delivered as the 6 month forwarding had long since expired.
I never had the chance to defend myself..I never knew about this. How can they sue me in FL when they knew I lived in NY? (Return address on my letter).
I wrote to the 3 credit bureau to challenge this. The collection agency responded that they had the court judgement, therefore it stands.
How to I get this mess undone? And how do it get my credit repaired? And how do I get a letter of apology sent to the finance company that just turned me down over all this? This can't be legal
