What is the name of your state (only U.S. law)? California.
Received a phone call about an old debt. It's at least 9, possibly 10 years old. The statute of limitations in CA is 4 years. -- I told them that I didn't own the debt and that they needed to validate it. I also requested that all correspondence be in writing from then on. I got a letter a few days later. Just an amount and the original creditor. I then sent a certified letter asking for full validation. Just got back a letter with the same info, except that now the amount was much higher. The company is Asset Acceptance. A few years back their "attorney" Mitchell N. Kay sent me a letter about the same debt. I sent a certified letter requesting validation but never heard back from either AA or the attorney until this year when I sent the letter I mentioned. What is my next step? I know for a fact that there has been no activity on this debt and I'm not able to pay. Furthermore, it is past the state (and probably the Federal since I think it may be 10 years old.) statute of limitations. --- So, what is the next step?