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Old 07-10-2005, 06:22 PM
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Join Date: Jul 2005
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Question

Should I contact CA or Bank?

What is the name of your state?

Indiana

I received a demand letter from CA. Should I ask them for validation letter or contact the bank that gave the loan? Also, who should I contact about settling?

Thanks
  #2  
Old 07-10-2005, 09:17 PM
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Join Date: Jul 2005
Posts: 6
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First things first.

First thing is to send a Validation of Debt letter to the CA. Send it via Certified mail return receipt requested. Do not contact the original creditor (OC) until you receive a response form the CA. Since it is now in the hands of a CA any possible settlement may have to to go through them.

Once you receive a response from the CA check your Credit Reports to see if any entries have been made by the CA or OC regarding this debt and check for correctness in what is being reported.

Come back to this forum when you know more.



KiBe66 (WA State)
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