Statue of Limitations NH /MA??

[bsf1017]

What is the name of your state? NH

We live in NH. We defaulted on a Credit card back in I believe sometime in 1999, the card was charged off in December 2000. At the time we lived in MA...we moved to NH in December of 2003.

Did the SOL reset when I moved?? In MA it is 6 yrs on a cc but in NH it is 3. If it didn't reset which do I go by? I had not heard from this creditor in years....

However they have contacted me this week and say they are going to take me to court (NH court)....do I have a defense? Citibank has of course sold this to a CC agency and this agency is being represented by this law firm that is calling me.

Also when does the SOL start?? I know in some states its once you stop paying the account, where others it is the date of the charge off.

Any help would be greatly appreciated!!

[Ladynred]

If they sue you in NH, then NH law would apply, including the 3 year SOL !