Statute of Limitations on Bad Check

[tiredofthem]

What is the name of your state? NC
I rec'd a letter from a collection agency trying to collect a check that was NSF in 2/02. I was never contacted in 02 or anytime since then regarding how to correct the problem or I would have back then. Now that this is over 3 years old and according to what I have read on the NC DOJ website, they can't collect for this. The people at the collection agency are SOOO rude..I wonder how they sleep at night! And the check was for $13.00! Do I have any options? I feel I shouldn't have to prove the SOL for this state b/c they should already know. Help!

 

[Veronica1228]

What is the name of your state? NC
I rec'd a letter from a collection agency trying to collect a check that was NSF in 2/02. I was never contacted in 02 or anytime since then regarding how to correct the problem or I would have back then. Now that this is over 3 years old and according to what I have read on the NC DOJ website, they can't collect for this. The people at the collection agency are SOOO rude..I wonder how they sleep at night! And the check was for $13.00! Do I have any options? I feel I shouldn't have to prove the SOL for this state b/c they should already know. Help!

The SOL in NC for written debts is 3 years. Send them a letter CRRR mail letting them know this. You should be able to find a sample letter or something else to help you at the link below.

http://www.creditinfocenter.com/forms/sampleletter9.shtml

 

[Ladynred]

Gee.. would the collectors be JBC or Bennett and Deloney perhaps ???

 

[tiredofthem]

It's a company called Check Care in Virginia Beach, Va. And thanks so much for the advice!