Re: [Account Number]
To Whom It May Concern,
I am writing in regards to the above referenced account number. Like many other people across the United States, I am stretched extremely thin due to the struggling economy, and as such I may or may not have missed payments or have been late in making payments to the referenced account.
This is to inform you that my employer does not permit me to be contacted at my place of employment and any attempt to contact me there could cause me harm or disadvantage. I have recently been reprimanded for such contact by a creditor. Any disregard of this instruction not to contact me, or anyone at my employment will result in my seeking legal advice on the full extent of my remedies under state, federal, and common law.
Please be advised that this request is only to stop the contact at my employer, and other third parties, effective as of the date of this letter. It is NOT a “Complete Contact Cessation” letter. You may still contact me at my home address, home telephone, and email, which are listed at the top of this letter. In no way am I attempting to circumvent my debt responsibilities. I have every intention of paying my debts in full, however like many Americans today, I am simply falling behind in this struggling economy.
Furthermore, my home and business contact information is up to date with you. Having previously contacted me at my home address or on my home phone number confirms that you have full knowledge of both pieces of information, rendering any contacts with any third parties a violation of my rights as an individual and a consumer under state and federal law.
Again, this letter is NOT a 100% contact cessation. It is merely to stop contact with me at my employer and other third parties. I can still be contacted at my home address, home telephone, and home email. I look forward to working with you in an effort to pay my debt in full.
I look forward to your acknowledgment that you have received this notice by [date that is two weeks from date of letter].