I live in phoenix, AZ and to keep this as simply as possible I will start by saying I had recently signed up for auto bank drafts to be taken out by my dentist which were extremely high and I have been trying to work out somekind of compromise with them and had asked if they could lower the payments slightly for me as I had originally had $3000 financed but had cut it down to $1400 as will put off some dental work till next year, anyway no agreement could be reached will not work with me at all, I would like to know if I stop the payments from my bank but STILL CONTINUE TO MAKE PAYMENTS each month but on a lower payment can they still turn me over to collections?
let me also add I do have dental insurance and they have already received about $5000 in payments from myself and my insurance I AM NOT LATE OR HAVE EVER BEEN BEHIND WITH THEM I just cannot afford almost $300 month payments as my circumstances has changed. any advice would be greatly appreciated
thank you
let me also add I do have dental insurance and they have already received about $5000 in payments from myself and my insurance I AM NOT LATE OR HAVE EVER BEEN BEHIND WITH THEM I just cannot afford almost $300 month payments as my circumstances has changed. any advice would be greatly appreciated
thank you