Home     Law Advice     Insurance Advice     Community    
Go Back   FreeAdvice Legal Forum > BANKRUPTCY AND CONSUMER CREDIT > Debt Collections
Reload this Page student loan 25 yrs ago!

Powered by Attorney Pages


  Find An Attorney In Your Area    
 

Reply
 
LinkBack Thread Tools Rate Thread Display Modes
  #1  
Old 09-23-2005, 09:48 AM
Junior Member
  
Join Date: Sep 2005
Posts: 1

student loan 25 yrs ago!

is the name of your state? was ny,now ga for 7 yrs. Irecieved a collection notice for a student loan from nearly 25 yrs ago. I am fairly sure I paid it as my credit rating is high, item does not appear on any report and I have bought and sold 2 houses with no problems. I do not have any proof that I did pay it as so much time has passed. Are there any statute of limitations in these type of cases? Im also afraid it might be a scam. Please advise. Thanks, Deborah
  #2  
Old 09-23-2005, 12:32 PM
Senior Member
  
Join Date: Jan 2005
Posts: 2,336
Goverment guaranteed student loans do not have a statute of limitation.

Ask the collection agency to validate the debt. You can find a sample of a validation letter at [url]www.creditinfocenter.com/forms[/url].

If you can't prove you did pay, maybe they can't prove that you did not pay. The courtroom may be the only place this gets resolved.
  #3  
Old 09-23-2005, 07:18 PM
Senior Member
  
Join Date: Feb 2002
Location: Nashville,TN
Posts: 15,706
Was it a federally-backed loan ?? There MAY be some records of the loan being paid with whoever gave you the loan. Definitely start with validation !
__________________
"Knowledge is Power - use it as you see fit !

I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice.
Reply

« Previous Thread | Next Thread »


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Linear Mode Linear Mode
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On
Forum Jump

All times are GMT -5. The time now is 02:26 PM.

Contact Us - FreeAdvice - Archive - Privacy Statement - Top

IMPORTANT NOTICE
THE VIEWS EXPRESSED ON THIS PAGE WERE NOT REVIEWED BY THE EDITORIAL STAFF OR ATTORNEYS AT FREEADVICE.COM. Thousands of professionally prepared and reviewed questions and answers in 130 legal categories are to be found at the Question and Answer pages at FreeAdvice.com.
FreeAdvice Forums are intended to enable consumers to benefit from the experience of other consumers who have faced similar legal issues. FreeAdvice does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting or the qualifications of any person responding. Use of the Forums is subject to our Terms and Conditions which prohibit advertisements, solicitations or other commercial messages, or false, defamatory, abusive, vulgar, or harassing messages, and subject violators to a fee for each improper posting. All postings reflect the views of the author but become the property of FreeAdvice. Information on FreeAdvice or a Forum should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who you have retained to represent you. To locate an attorney visit AttorneyPages.com. Copyright since 1995 by Advice Company. All Rights Reserved.