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#1
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student loanWhat is the name of your state?What is the name of your state? Mass. (NY question) I am being haunted by a collection agency that told me I never paid off a student loan from 37 years ago (when the loan was taken out). It was taken out in NY State. I have no records to support anything like this after that many years. Can they do this? Please and thank you, TJH |
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#2
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| Government-backed student loans can haunt you forever. They can sue, garnish wages, take tax returns and more. Personally, I think it sucks. If the government feels that statute of limitations shouldn't be applied to them -- why should it apply to any debt? DC
__________________ Three books every person should read cover to cover at least once: The Richest Man in Babylon, The Complete Works of Shakespeare and the King James Bible. -- If you can't learn how to live a happy successful life from those books, you are beyond hope. Quote:
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#3
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| Its a 3rd party debt collector. You have the right, under the FDCPA, to ask for proof of the debt - its called validation. So, send them a debt validation letter and ask them for whatever they've got to prove the loan is unpaid. You can find info and sample letters at [url]www.creditinfocenter.com[/url]
__________________ "Knowledge is Power - use it as you see fit ! I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice. |
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