Student Loans

[RKoechel]

What is the name of your state (only U.S. law)? Wisconsin

When I married my husband last year I found out that he had over 50k outstanding in student loans. He had been deferring them since 2005 due to the fact that his business went under and he has not had a job since then. Since these amounts were incurred before we were married am I now responsible? I am not sure how long you are able to defer for but he still does not hold a steady job. If he can no longer defer, can they come after me for payment? How about our income tax refund?

[Antigone*of*Greece]

Originally Posted by RKoechel

What is the name of your state (only U.S. law)? Wisconsin

When I married my husband last year I found out that he had over 50k outstanding in student loans. He had been deferring them since 2005 due to the fact that his business went under and he has not had a job since then. Since these amounts were incurred before we were married am I now responsible? I am not sure how long you are able to defer for but he still does not hold a steady job. If he can no longer defer, can they come after me for payment? How about our income tax refund?

Your tax refund as well as any other jointly held assets are at risk. Unpaid student loans do not go away...ever!

[ecmst12]

They should not become your debt at any point, but it would be safest to file your taxes separately and keep your assets as separate as possible.

[davew128]

A completed injured spouse form can and should be attached to your joint Federal tax return and will protect your share of any refund from being diverted.