| Did they ACTUALLY say they would garnish your wages in that letter ??? If so, and you have not been sued, then that letter is one huge violation of the FDCPA. If this is the first letter you've gotten from them and it doesn't include the '30 days to dispute' verbage it is yet another violation of the law.
There is NO WAY they can garnish your wages unless you've already been sued for this bill and they got a judgment against you. Then and only then would they have any legal right to garnish your wages.
I take you don't have service with this utility any more ??
The SOL on utilities per the UCC for goods and services is 4 years. If you last paid this utility in 1999, the SOL has expired and you can tell this collection agency to take a flying leap and never contact you again.
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"Knowledge is Power - use it as you see fit !
I am not a lawyer or a member of the legal profession. My advice is based on research and experience, my own and others, some who practice law. You decide for yourself what actions you do or do not take from my advice.
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10-30-2004, 09:16 AM
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