Sued Twice

[red19222]

What is the name of your state (only U.S. law)? Missouri

I defaulted on a signature loan in 2002 for approx $1500. Original creditor sued, obtained judgement, and never attempted to further collect the debt. A debt buyer obtained the debt and has now turned it over to a collections attorney who has filed a new suit on the same account, for aprrox twice the original amount. The papers served show the new collections attorney representing the original creditor, not the debt buyer. If the original creditor has already won judgement, how can they file a new suit?

[Zakki]

Same thing happened to me (in PA) and the answer is no, you can't be sued twice for the same debt. I had a judgement against me and about 2 yrs later another collection company called for the same debt. I told them there was already a judgement for that debt but they kept calling anyway. I documented the calls. About 3 months later I was served with the second lawsuit for the same debt. I found an attorney and he answered the second suit with a countersuit. I can't give the confidential details of the settlement, but my judgement went away and my attorney and I both pocketed cash. I suggest that you find an attorney right away.

Good luck!

[debtcollector`]

Originally Posted by red19222

What is the name of your state (only U.S. law)? Missouri

I defaulted on a signature loan in 2002 for approx $1500. Original creditor sued, obtained judgement, and never attempted to further collect the debt. A debt buyer obtained the debt and has now turned it over to a collections attorney who has filed a new suit on the same account, for aprrox twice the original amount. The papers served show the new collections attorney representing the original creditor, not the debt buyer. If the original creditor has already won judgement, how can they file a new suit?

They are most likely renewing the judgment so they can capitalize the interest prior to pursuing enforcement.

DC