What is the name of your state? Missouri
I have noticed that some court cases filed by attorneys for debt buyers are filed as Suit On Account and others are filed as Breach Of Contract. Does anyone know the difference legally between these two types of filings? Could Suit On Account be what is used for enforcement of a contract and Breach Of Contract used for accounts that have been charged off? There has to be some legal reason behind this I would think. I have noticed that the same law firm for the same debt buyer will file cases both ways, so I don't think this is just a preference thing. Anyone have any ideas about this?