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  1. #1
    ole1982 is offline Junior Member
    Join Date
    Feb 2009
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    Summoned to appear before the court

    What is the name of your state ? Virginia

    My debt was transferred from my credit company to a law firm, which sent me a letter demanding a payment. I send a letter (certified mail) back to them mid Jan 09, and I received a confirmation that the letter was received by the law firm several days later.

    The letter was asking for:

    * What the money you say I owe is for;
    * Explain and show me how you calculated what you say I owe;
    * Provide me with copies of any papers that show I agreed to pay what you say I owe;
    * Provide a verification or copy of any judgment if applicable;
    * Identify the original creditor;
    * Show me that you are licensed to collect in my state
    * Provide me with your license numbers and Registered Agent

    In addition, I clearly stated my new address outside USA.

    The law firm absolutely ignored my letter and filed a law suit against me a few days after they received the letter. I was served on my old address in USA by regular mail, not a certified mail. (The claim is for USD 15,000 – 13,000 Credit Card Debt + 2,000 Legal fees)

    At the moment, I am summoned to appear before the court in Virginia in late March

    I would be extremely grateful, if somebody can help me with the following questions:

    If I decide to go to court, and I am not currently in the country, can I appoint somebody to represent me without me being there? If yes, how can I find a lawyer and how much approximately it is going to cost me?
    If I decide not to go to court... Was I actually served properly? What are going to be the consequences for me?

    Thank you and I appreciate your time.
  2. #2
    megabux is offline Member
    Join Date
    Oct 2006
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    128
    Why don't you pay the debt?
  3. #3
    debtcollector` is offline Senior Member
    Join Date
    Jul 2005
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    MLK: "A riot is the language of the unheard."
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    6,091
    Thank you. I have stated many times that writing the kind of validation letter you sent was asking to be sued.

    Just curious, how did you send a certified letter from outside the US?

    DC
  4. #4
    ole1982 is offline Junior Member
    Join Date
    Feb 2009
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    2
    Thank you for your reply... I sent the letter while i was still in US... Could you please advise on a appropriate way to proceed. Thanks you... (unfortunately i do not have the money to pay, because i have been charged a ridiculous amount of interest)

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