watchaduen
Junior Member
What is the name of your state? CO
The last two Sundays I have come home from work to find a Process Server business card with my handwritten name on it. Something to the effect that I need to contact their office so I can be served with papers. I got home from work last night to see another card. This a.m. (Monday) at 6:00 a.m. (I AM NOT KIDDING) I am awoken to someone pounding loudly on my door. I came downstairs to peek out the peephole and seen a man pounding on my door. I didn't answer nor did I turn any lights on. I was scared. This went on for another 10 minutes of pounding loudly. Later I opened the door and there was a summons. A credit card (Capital One) has hired a lawyer and is suing me. According to my credit report I made my last payment in Feb., 2001. The balance was $2,700, plus they are now adding $2,500 in interest and another $75 for attorney fees. Says I have a court date next month in March.
I work part-time and bring home approx. $200-300 a week. I also receive $1,200 a month in child support for my 7 yr and 4 yr daughters. I rent my home and also a own a car with a blue book of probably $3,000. I was receiving WIC for my 4 yr. daughter up until this month as she is turning 5.
What can I do? Can they take my car? I don't make enough to pay them.
My Mom has offered to offer them $1,500 for a settlement to get them off of my back as I am very worried about all this.
Do I have to respond to this? I was never served only a summons taped to my front door. No proof that I was served as I see it. Can they put a judgment on me without proof that I was served? Can the Process Server lie and say he served my directly?
Can they freeze my bank account. I have a couple hundred dollars in there.
The last two Sundays I have come home from work to find a Process Server business card with my handwritten name on it. Something to the effect that I need to contact their office so I can be served with papers. I got home from work last night to see another card. This a.m. (Monday) at 6:00 a.m. (I AM NOT KIDDING) I am awoken to someone pounding loudly on my door. I came downstairs to peek out the peephole and seen a man pounding on my door. I didn't answer nor did I turn any lights on. I was scared. This went on for another 10 minutes of pounding loudly. Later I opened the door and there was a summons. A credit card (Capital One) has hired a lawyer and is suing me. According to my credit report I made my last payment in Feb., 2001. The balance was $2,700, plus they are now adding $2,500 in interest and another $75 for attorney fees. Says I have a court date next month in March.
I work part-time and bring home approx. $200-300 a week. I also receive $1,200 a month in child support for my 7 yr and 4 yr daughters. I rent my home and also a own a car with a blue book of probably $3,000. I was receiving WIC for my 4 yr. daughter up until this month as she is turning 5.
What can I do? Can they take my car? I don't make enough to pay them.
My Mom has offered to offer them $1,500 for a settlement to get them off of my back as I am very worried about all this.
Do I have to respond to this? I was never served only a summons taped to my front door. No proof that I was served as I see it. Can they put a judgment on me without proof that I was served? Can the Process Server lie and say he served my directly?
Can they freeze my bank account. I have a couple hundred dollars in there.