Summons-Vs-Default Judgement

[Angel126]

What is the name of your state (only U.S. law)? New York
I received a summons in my mailbox for a credit card balance. It's from Attorneys, it does not tell me if I must appear only that I am the defendant and must answer withing 20 days. Whom do i answer to? how do i find out if this is not just a ploy to get me to call them? If i ignore it what happens?
Thank You

 

[Zigner]

What is the name of your state (only U.S. law)? New York
I received a summons in my mailbox for a credit card balance. It's from Attorneys, it does not tell me if I must appear only that I am the defendant and must answer withing 20 days. Whom do i answer to? how do i find out if this is not just a ploy to get me to call them? If i ignore it what happens?
Thank You

You need to find an attorney to help you with this.
Look in the yellow pages under "consumer debt" and go from there...

 

[Antigone*]

Definitely follow the adivce given to you. If you ignore the summons, you will end up with a judgement and have had no opportunity to defend yourself.