cccflagirl
Junior Member
North Carolina. I have a title loan in NC. The loan originated in SC because that was the only place that I could find that would do title loans. After I realized how high my interest rate was, I found someone to take it over. This new company FINALLY has my title after fighting with them for a year and now I need to know if title loans are even legal in the state of NC because I am being told they are not and they have to treat them as a personal loan. Does this mean that they can not come and take my car? I really need to know. i am having a hard time with this company and money it very tight and I can not afford for my car to be taken so I need to know if title loans are even legal or if they can send me back my title since I have not signed it over to anyone they just have it. Please let me know as soon as possible. I am paying on it but money is tight and I pay what I can. Help!What is the name of your state (only U.S. law)?