What is the name of your state (only U.S. law)? Texas
I received a "postcard" in the mail yesterday in regards to this issue (read prior post below). Apparently, I was to appear in court in 2008 when I lived in another county. The post card was from the court clerk/civil court stating that my case had been transferred to my current county and that a default judgement was made in 2008. I never was served a summons to appear in court in 2008.
Why, after I have been living in new county for almost two years are they just now sending me mail?
If a default judgement has been made, and my wages have not been garnished at this point--when will they start, if ever?
Is it too late to call the debt collector and negotiate a one-time large payment lesser than the judgement amount? (About 50% less)
What is typically the next step from here? Will I receive a letter from court asking for my social security number, etc to start garnishing wages?
I know this is probably a dumb question, but I truly do not know the answer. I received certified letter yesterday from an attorney's office wanting to verify my address. They are representing a debt collector for a delinquent account since 2005. I am assuming the next thing I will receive is a summons for a court hearing.
What happens if I continue to avoid the debt? For instance, I avoid being served or I do not show up to court for the hearing? I don't need any responses such as "grow up, pay your debt, stop being a dead beat." Just simply want to know. Is it grounds for jail time for an 800.00 debt that has accrued fees and interest now in the amount of 1500.00? Will they issue a warrant for an arrest if I do not appear in court?