Validation question

[IslandBorn]

What is the name of your state? CA.

Hello. I have been working on cleaning up my wife's CR history, and I am in the process of Validating an old junk debt from a Pacbell account she had back in 2000... The Buyer, Assest Acceptance, has this old debt listed on her CR, but annotates the collection date as of this year... Basically, there is no annotation anywhere indicating the account was from 2000. Well, I disputed it with the CR, and it is still in a pending status.

I also sent a Certified validation letter to Asset Acceptance, requestion Validation, as it is her right under the FDCPA. Anyway, my wife received a reponse from them, which basically asks for more information, as they state they cannot find any listing of my wife or this account. They request additional information like her current address, SS#, a copy of the trade-line, and the original client # with PacBell.

I am kind of leary to have my wife send them this info. #1- shouldn't they already have this information? #2- Could they use any of this information against her? I think we should just wait for the CR to finish with the dispute, as they list Sept 9, as the dispute maximum time allowance, so I gather if they do not receive validation from Asset Acceptance by this date, they will automatically remove it?

Any1 have any advice on my wife's options? Should she send them the information they request, or should she wait for the CR to finish the dispute? Thanks!What is the name of your state?

[Ladynred]

#1- shouldn't they already have this information?

Yes, if they are reporting they do sure have her SSN as well as name and address. SEND THEM NOTHING !

#2- Could they use any of this information against her?

Absolutely. ASSet is the lowest of the low.

Wait for the results of the investigation with the CRA. If they verify with the CRA and cannot validate to you, then you have them in a lie.

Frankly, I wouldn't ask them to validate anything. The debt is well past the CA SOL, send them a cease and desist and tell them to pound sand.