Vehicle reposession questions

[thlee]

I live in California. My brother has considerable sum of debt from few banks ($200,000 last time I heard) in credits and loans. He failed to pay off vast majority of it and currently makes barely enough money to support himself. There are 2 cars that's registered under his name and my dad has been making payments and almost paid off. My brother has a car of his own and the two cars mentioned are family cars. My question is: once the cars are paid off, will banks repossess those cars for my brother's debt since he has 3 cars under his name? As I mentioned above, it was my dad who made payments. If they will, is there any way to prevent that? Thank you for any advice.

[racer72]

A vehicle that has been paid off cannot be repossessed.

[annajosie]

I'm wondering if the OP is talking about other creditors being able to take the cars; not the original lenders of the automobiles.

If any creditor gets a judgement, then, I would guess that they can take cars that are paid for and have some value. I would suggest that if this is the case, then the OP should tell his brother to find out what exemptions apply to his state and then find how he goes about asserting his exemptions.

I am NOT advocating anybody not paying their bills so I hope I am not edited again as I was on another post. I am simply answering the question asked by the OP.

[thlee]

Thank you for your advices. And yes, I was wondering if creditors other than the lender of the car loan can possess those cars once the cars are paid off.
Hope that helps specify the matter. Again, thank you for any advice.