Shrike1070
Member
What is the name of your state?What is the name of your state? CO
Can anyone explain what the timeline is for a judgement process and what happens all the way along the line towards garnishment, liens, levies, etc?
I know that it starts with a creditor filing suit in the court most local to the debtor. And then the debtor will be served a summons to answer the complaint, at which time the debtor has 20-30 days to file an answer with the county/court clerk.
I assume that there will be a hearing if the debtor decides to file an answer; if he does not, then the creditor - or his attorney - will ask for a default judgement.
What happens next if a judgement is awarded to the plantiff (creditor)? How long does it take for garnishments, etc to take effect? Are there any additional hearings after the judgement has been finalized to arrange for the hand over of assets, bank account numbers, etc. Or would I suddenly show up at the bank one day and discover that all my money was gone? Likewise, for money on a paycheck. How would my employer receive notice to garnish?
Sorry for all of the "hows" and "whys" questions!!!! Thanks for your help - and education - of this dumb poor guy.
Can anyone explain what the timeline is for a judgement process and what happens all the way along the line towards garnishment, liens, levies, etc?
I know that it starts with a creditor filing suit in the court most local to the debtor. And then the debtor will be served a summons to answer the complaint, at which time the debtor has 20-30 days to file an answer with the county/court clerk.
I assume that there will be a hearing if the debtor decides to file an answer; if he does not, then the creditor - or his attorney - will ask for a default judgement.
What happens next if a judgement is awarded to the plantiff (creditor)? How long does it take for garnishments, etc to take effect? Are there any additional hearings after the judgement has been finalized to arrange for the hand over of assets, bank account numbers, etc. Or would I suddenly show up at the bank one day and discover that all my money was gone? Likewise, for money on a paycheck. How would my employer receive notice to garnish?
Sorry for all of the "hows" and "whys" questions!!!! Thanks for your help - and education - of this dumb poor guy.
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