What is the name of your state (only U.S. law)? CA
I have rented a car while I was visiting family outside California, added my fiancee as an authorized driver. On the last day of our trip, she dropped me off to visit a friend and on her way back to hotel, she got into a fender bender. Totally her fault, we know that. Fortunately, the car she rear ended, sustained no damage but our rental car's front bumper had a big dent and a crack, probably needing to be replaced. All is well so far.
My insurance covered the liability portion (which was nothing as the party she hit had no damage) and my credit card was supposed to cover the collision damage wavier. I talked to the benefits department of CC co. Submitted requested info. 2 months later, my fiancee is getting a call saying if we don't pay, they will suspend her drivers license. And the word subrogation is thrown around liberally in the mostly one sided conversation.
I called my CC co and they have no idea that I submitted the required information. So, the collections thing is real. I started a new claim. But I keep getting these calls in the last 4-5 days to both myself and my fiancee.
What is subrogation ? And are they really able to suspend driver license of hers (or mine for that matter) for a collection of $1500 or so ?
I have rented a car while I was visiting family outside California, added my fiancee as an authorized driver. On the last day of our trip, she dropped me off to visit a friend and on her way back to hotel, she got into a fender bender. Totally her fault, we know that. Fortunately, the car she rear ended, sustained no damage but our rental car's front bumper had a big dent and a crack, probably needing to be replaced. All is well so far.
My insurance covered the liability portion (which was nothing as the party she hit had no damage) and my credit card was supposed to cover the collision damage wavier. I talked to the benefits department of CC co. Submitted requested info. 2 months later, my fiancee is getting a call saying if we don't pay, they will suspend her drivers license. And the word subrogation is thrown around liberally in the mostly one sided conversation.
I called my CC co and they have no idea that I submitted the required information. So, the collections thing is real. I started a new claim. But I keep getting these calls in the last 4-5 days to both myself and my fiancee.
What is subrogation ? And are they really able to suspend driver license of hers (or mine for that matter) for a collection of $1500 or so ?
