Will Come After My Car ( It Is Paid Off)

[The2Ladies]

What is the name of your state?
New York

My bank accounts have been frozen, by a restaning notice from Wolpoff & Abramson.... However I have been told by W&A that the money I get each month is exempt. I am on long trem disabiliy & recivce a veterans widow benefits.
So my questions are:

#1 How long can they keep my accounts frozen?
#2 Can they put alein on my home?
#3 Can they take my car ( which is paid off) ?

Thanks for any & all help.

[debtcollector`]

Originally Posted by The2Ladies

#1 How long can they keep my accounts frozen?
#2 Can they put alein on my home?
#3 Can they take my car ( which is paid off) ?

Thanks for any & all help.

Several months
Yes
Possibly

DC

[Ladynred]

#1 How long can they keep my accounts frozen?

In NY, pretty much indefinitely - or until the debt is paid.

#2 Can they put alein on my home?

Most definitely, and I wouldn't be surprised if it's not already there.

#3 Can they take my car ( which is paid off) ?

Maybe, but in most cases taking cars isn't worth it because they can never sell them at auction for anywhere near what they're even worth.

[draygnmage]

Although I did get an amusing call in which we siezed a debtor's classic chevy. Paid off our account and we sent the debtor the money that was left over. There are some days I love the sound of a grown man crying. (I'm normally a sweetheart on the phone, but this particular debtor thought he was *above* the system, and thoroughly abused collectors on the phone whenever possible.)

[Ladynred]

Well.. a classic vehicle is hardly anyone's everyday car.. and they usually are worth far more than most modern vehicles.