58Chrysler
Junior Member
What is the name of your state?
Michigan
I was recently terminated( wrongfully) from my ERISA longterm disability benefits that I have been drawing for 13 yrs. Basically the termination was a crime of opportunity...relocation, new dr,(GP with not a lot of experience in either fibromyalgia OR insurance disability benefits) and insurance co discovering that my husband is no longer living(assuming that I no longer have a support system or financial support enabling me to fight back)
Anyway, I have been in contact with an attorney downstate who is willing to take my case,but he wants a $4,500 flat fee, or a $2500 flat fee PLUS a 3rd of the first 24 months of my future benefits( which in and of itself is over $6,000) therefor because I'm lower income, I get to pay MORE for for legal representation.
Is this par for the course? Do I have to permit myself to be finacially raped by both the LTD insurance co AND the attorneys?
I'm already checking some of the local attorneys, considering contacxting legal aid, or even filing the appeal myself.
I have managed to be taken as a patient with a local medical office that specializes in chronic pain conditions,and supporting CP patients with insurance /work comp claims and have NEW issues to report,as well as new documentation/medical evidence of old issues that somehow or other the ERISA insurance co mysteriously no longer seems to have.If I simply get my drs to help me prepare a bunch of new documentation/evidence,and the insurance co chooses to ignore or downplay it, what's my next level of appeal?
Opinions? suggestions?
NOT fighting is NOT an option, we are talking about over $ 60K in benefits that are owed to me provided I live til age 65...
Cindy O
Michigan
I was recently terminated( wrongfully) from my ERISA longterm disability benefits that I have been drawing for 13 yrs. Basically the termination was a crime of opportunity...relocation, new dr,(GP with not a lot of experience in either fibromyalgia OR insurance disability benefits) and insurance co discovering that my husband is no longer living(assuming that I no longer have a support system or financial support enabling me to fight back)
Anyway, I have been in contact with an attorney downstate who is willing to take my case,but he wants a $4,500 flat fee, or a $2500 flat fee PLUS a 3rd of the first 24 months of my future benefits( which in and of itself is over $6,000) therefor because I'm lower income, I get to pay MORE for for legal representation.
Is this par for the course? Do I have to permit myself to be finacially raped by both the LTD insurance co AND the attorneys?
I'm already checking some of the local attorneys, considering contacxting legal aid, or even filing the appeal myself.
I have managed to be taken as a patient with a local medical office that specializes in chronic pain conditions,and supporting CP patients with insurance /work comp claims and have NEW issues to report,as well as new documentation/medical evidence of old issues that somehow or other the ERISA insurance co mysteriously no longer seems to have.If I simply get my drs to help me prepare a bunch of new documentation/evidence,and the insurance co chooses to ignore or downplay it, what's my next level of appeal?
Opinions? suggestions?
NOT fighting is NOT an option, we are talking about over $ 60K in benefits that are owed to me provided I live til age 65...
Cindy O